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    <title><![CDATA[Terry Savage - ArcaMax Publishing]]></title>
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	<description><![CDATA[Terry Savage News Feed]]></description>
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	<copyright>Copyright 2026 ArcaMax Publishing</copyright>
	
	
	
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		<title><![CDATA[Use the miles]]></title>
		<description><![CDATA[A casual conversation with a group of friends elicited this comment from one woman: “It’s time to start using your miles.” It was an eye-opener. As baby boomers reach age 80, in better health and more wealth than any previous generation, we ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4079332</link>
 
    <pubDate>Apr/23/2026</pubDate>
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		<title><![CDATA[Terry Savage: Can you beat the market?]]></title>
		<description><![CDATA[Do you think you can beat the stock market? Should you even try? The volatility of the stock market in the past month has demonstrated the overall futility of just “guessing” what the market will do next. Yet I have noticed a surge of ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4072747</link>
 
    <pubDate>Apr/16/2026</pubDate>
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		<title><![CDATA[Terry Savage: The health insurance sinkhole]]></title>
		<description><![CDATA[Last year, when the additional subsidies for the purchase of health insurance under the Affordable Care Act (Obamacare) were removed, there were widespread predictions that millions of Americans would go without health insurance. Premiums were ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4065552</link>
 
    <pubDate>Apr/08/2026</pubDate>
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		<title><![CDATA[Terry Savage: Keep private equity and private credit out of your pension plan]]></title>
		<description><![CDATA[Oh, the irony. Just as market headlines reveal huge worries about “private credit” and “private equity,” the Labor Department (which is responsible for the security of pensions and retirement accounts) has proposed new guidelines to allow ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4058642</link>
 
    <pubDate>Apr/01/2026</pubDate>
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		<title><![CDATA[Terry Savage: Who is watching the MEGO numbers?]]></title>
		<description><![CDATA[I call them MEGO numbers. That stands for My Eyes Glaze Over. Sometime the numbers are so huge that they don’t even make a dent in our consciousness. For example, the U.S. National Debt now stands at more than $39 TRILLION. And we will add ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4049670</link>
 
    <pubDate>Mar/23/2026</pubDate>
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		<title><![CDATA[Terry Savage: Aging alone? A trustee can look after your healthcare and financial affairs]]></title>
		<description><![CDATA[What happens when you’re older and alone — with no one you trust to be there in your time of need? If you never had children, or are estranged from them, this is a huge issue. Your friends are aging along with you. Your only relative, a niece,...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4046232</link>
 
    <pubDate>Mar/19/2026</pubDate>
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		<title><![CDATA[Finding the right adviser is key to solid financial plan]]></title>
		<description><![CDATA[Given the chaos in the world, when approaching your personal finances it’s tempting to just cover your head and let things take their course. After all, everything has worked out so far. And a future fraught with things we cannot control is ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4039068</link>
 
    <pubDate>Mar/12/2026</pubDate>
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		<title><![CDATA[Avoid the Heartbreak of Inheriting a Financial Mess]]></title>
		<description><![CDATA[This breaks my heart. Below are two messages I received recently, describing the compounding of grief and financial disaster in the wake of death of a loved one. So, today’s column is dedicated to all those who love their families yet let their ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4030473</link>
 
    <pubDate>Mar/04/2026</pubDate>
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		<title><![CDATA[Terry Savage: Bigger tax refunds are coming to seniors, but only if they file a return]]></title>
		<description><![CDATA[In the coming months, millions of seniors will file their tax returns, and many other seniors will think there is no reason to file a return based on their low income. But not filing — even with low income — could potentially deprive you of a ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4023108</link>
 
    <pubDate>Feb/25/2026</pubDate>
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		<title><![CDATA[Last chance to file the FAFSA for your college student]]></title>
		<description><![CDATA[Time is growing short for parents of high school seniors (and those returning to college for the 2026-27 school year) to file the FAFSA — the Free Application for Federal Student Aid. This is not just for low-income parents to gain access to ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4015778</link>
 
    <pubDate>Feb/18/2026</pubDate>
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		<title><![CDATA[Terry Savage: Artificial intelligence and your future prosperity]]></title>
		<description><![CDATA[Artificial intelligence is coming faster and more furiously than you might have imagined. It has the power to change our society, our economy, our health and our personal relationships in ways that might not be pleasant to dwell on. But you can’...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4009174</link>
 
    <pubDate>Feb/11/2026</pubDate>
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		<title><![CDATA[Making sense of annuity pitches]]></title>
		<description><![CDATA[A decade ago, the insurance industry made a huge annuity sales pitch to pre-retirees, offering them “variable” or “indexed” annuities with potential stock market growth — and typically with an attached rider promising future income. Now,...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/terrysavage/s-4002576</link>
 
    <pubDate>Feb/04/2026</pubDate>
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	  <title><![CDATA[More from Terry Savage on ArcaMax »]]></title>
	  <link>https://www.arcamax.com/terrysavage</link>
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